What do you do when your renewal notice comes through the mail? Do you make sure to file it right then and there or do you just use the same coverage every year? There’s nothing wrong with not changing your policy; however, you should consider whether your existing coverage is enough for your needs. Your […]
The insurance world is broad and vast. It’s not surprising that many are misinterpreting terms and concepts in this field. While you can always call your insurer or agent to explain the concepts for you, it’s good to familiarize yourself with the terms, what they mean, and how these concepts can help you. Here are […]
You need to consider your priorities when deciding whether you want to lease a car or to buy a new one. Some make decisions based on their financial capabilities, while some make their purchasing decisions based on their emotions and how much they like a car. It’s best to identify your needs before finalizing your […]
The term beneficiary is a common English word and it’s often associated with insurance. However, not many understand the entire concept of a beneficiary and its purpose. In simplest words, a beneficiary is a person(s) or element that you assign to get the assets after you die. For your beneficiary, you have the choice of […]
There are only two states in the United States that allow drivers to drive without insurance – New Hampshire and Virginia. That said, all motorists in the state of Kentucky are required to have insurance. If you do hit the road without it, you will be notified that the registration of your vehicle is […]
Choosing an insurance company in Kentucky is not an easy task. It means looking for the right insurer where you can invest your hard-earned money for a secured future. This amount of trust you put in a company calls for informed and prudent decision-making. Here are several things you should look for in an insurance […]
Insurance policies are used to hedge against the risk of financial losses, both big and small, resulting from damage to the insured or their property or liability for damage or injury caused to a third party. Unfortunately, many purchase a policy without understanding what is covered, the exclusions that take away coverage, and the conditions […]
No one saw the pandemic coming. Indeed, no one can predict the future. You’ll never know when you’ll find yourself in a situation where you will need an insurance plan — be it illness, hospitalization, retirement, death, or even an auto accident, a property incident, or an economic crisis affecting your business. And because you […]
Most churches operate on a very tight budget. A single incident without insurance can wipe out many churches financially. That is why church insurance is one of the best decisions you can make to protect your church and other religious organizations. Insurance companies offer many types of policies to protect your church’s most valuable assets […]
Understanding insurance can be complicated. Allow this article to explain the basics of insurance to help you understand how your choice of insurance will protect your lifestyle, assets, and personal property. What is Insurance? Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses […]