Entries by Ricky Docto

What is a Beneficiary?

The term beneficiary is a common English word and it’s often associated with insurance. However, not many understand the entire concept of a beneficiary and its purpose. In simplest words, a beneficiary is a person(s) or element that you assign to get the assets after you die. For your beneficiary, you have the choice of […]

Is Driving Without Insurance Okay?

There are only two states in the United States that allow drivers to drive without insurance – New Hampshire and Virginia.    That said, all motorists in the state of Kentucky are required to have insurance. If you do hit the road without it, you will be notified that the registration of your vehicle is […]

How to Choose a Good Insurance Company

Choosing an insurance company in Kentucky is not an easy task. It means looking for the right insurer where you can invest your hard-earned money for a secured future. This amount of trust you put in a company calls for informed and prudent decision-making. Here are several things you should look for in an insurance […]

Understanding Insurance Policies

Insurance policies are used to hedge against the risk of financial losses, both big and small, resulting from damage to the insured or their property or liability for damage or injury caused to a third party. Unfortunately, many purchase a policy without understanding what is covered, the exclusions that take away coverage, and the conditions […]

Why You Should Get Life Insurance Today

No one saw the pandemic coming. Indeed, no one can predict the future. You’ll never know when you’ll find yourself in a situation where you will need an insurance plan — be it illness, hospitalization, retirement, death, or even an auto accident, a property incident, or an economic crisis affecting your business. And because you […]

Insurance Options for the Church

Most churches operate on a very tight budget. A single incident without insurance can wipe out many churches financially. That is why church insurance is one of the best decisions you can make to protect your church and other religious organizations. Insurance companies offer many types of policies to protect your church’s most valuable assets […]

The Basics of Insurance

Understanding insurance can be complicated. Allow this article to explain the basics of insurance to help you understand how your choice of insurance will protect your lifestyle, assets, and personal property. What is Insurance? Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses […]

The Importance of Life Insurance

Kentucky ranks highly in national surveys of affordability. It boasts a wealth of educational and workforce opportunities as well as some of the best livability factors in the country. However, such factors don’t ensure life will be great at all times – COVID-19 proves this.  The impact of the pandemic The pandemic doesn’t discriminate based […]

Choosing the Right Insurance

Thinking of getting an insurance service that fits your needs at the moment? Contemplating what insurance to buy based on the situation you are in? Fret no more because we at London Insurance Agency and Insurance Service Center will help with all your insurance concerns. We are a dedicated team of experts that work together […]

Why is Insurance Important for nonprofits?

There are multiple different types of insurance that nonprofit organizations may need. In this article, we’ll dive into these types and why insurance is so important for nonprofit organizations.   Nonprofit organizations do not make it their aim to create profit. However, these organizations are still businesses in one way or another. They still need […]