Entries by Ricky Docto

Your Homeowners Insurance vs Natural Disasters

Your home is one of your biggest investments so it should be protected. One way of doing so is by getting homeowners insurance. Over 350,000 Kentuckians recognize how helpful home insurance is. Regardless if your home is located in a natural disaster-prone area or not, homeowners insurance is a good safety net.    The typical […]

Building Maintenance and Property Insurance

How does property maintenance affect insurance claims? Learn more below.    Your property is an investment, and it’s only logical that you protect it at all costs, regardless of the size of your business or the kind of facility you have. Building maintenance is an integral part of the trade – from regular cleaning to […]

Tips for First Time Home Buyers in 2022

Buying a home is a huge decision and responsibility. Check out these tips before buying your first home!    Homes have been selling for above asking price, and buyers have been bidding against each other since early last year. It’s truly become a competitive space that first-time homebuyers may find intimidating. But there are ways […]

Insurance Trends to Watch in 2022

It’s time to get ready for what lies ahead in the insurance industry.    Every industry changes due to economic conditions, customer demands, new market trends, and more. All these things prompt industries to adapt to survive. Here are some trends you need to know to ensure that you’re keeping up with the changes in […]

Things to Consider when Choosing Your Health Coverage

Getting health insurance isn’t only beneficial for individuals but also for families. However, picking the right fit for your needs can be overwhelming. Instead of enjoying its advantages, you may end up putting your family in a financial bind. You must arm yourself with the right knowledge to make the right decision. Below are some […]

Plan Your Year: 3 Financial Planning Trends 2022

Have you set up a financial plan for the coming year? If not, then take note of these financial trends in 2022 as your guide.    The pandemic has caused much distress and distractions to peoples’ lives in the past two years. Aside from the health threats, many families have faced an unprecedented financial crisis […]

What is Universal Life Insurance?

Are you looking for life insurance to protect your family and ensure their financial security even in the most difficult circumstances? There are several life insurance options available for you, one of which is universal life insurance.  What is universal life insurance? Simply put, universal life insurance is permanent life insurance. This means that the […]

6 Frequently Misunderstood Insurance Terms

The insurance world is broad and vast. It’s not surprising that many are misinterpreting terms and concepts in this field. While you can always call your insurer or agent to explain the concepts for you, it’s good to familiarize yourself with the terms, what they mean, and how these concepts can help you. Here are […]

The Pros and Cons of Leasing a Car

You need to consider your priorities when deciding whether you want to lease a car or to buy a new one. Some make decisions based on their financial capabilities, while some make their purchasing decisions based on their emotions and how much they like a car. It’s best to identify your needs before finalizing your […]