Entries by Ricky Docto

Is COVID-19 Covered by Your Health Insurance?

The pandemic has brought some health care insurance issues to light.  The US government has put forth some ways to strengthen health insurance for its citizens. In fact, the health of its people is one of the country’s top priorities. This is especially important in the face pandemic. Many agencies have activated emergency plans to […]

Protect Yourself from Insurance Scams!

Don’t become prey to insurance fraud. Read more and learn how to protect yourself.  Insurance fraud is not a new issue, it’s always been here and many have fallen victim to this deliberate deception perpetrated by insurance companies or agents for their financial gain. Insurance fraud may be committed in any stage of the transaction […]

Kentucky Aims to Revive the State Insurance Exchange

Kentucky has pointed out that COVID-19 is a deadly lesson and the state is learning it the hard way.  Governor Andy Beshear is seeking to bring back Kentucky’s health insurance exchange, Kynect, a program taken down by the previous Republican governor, Matt Bevin. Beshear said that he’s been sending out letters to federal officials to […]

Kentucky Employee’s Health Plan has Additional Coverage

The Kentucky Employees’ Health Plan (KEHP) is giving additional coverage for its members and will be effective from January to December 2020.  The Kentucky Personnel Cabinet announced on Tuesday that state workers who are also members of the Kentucky Employee’s Health Plan will be getting no-cost health care coverage for any COVID-19 diagnosis. Kentucky Employee’s […]

Saving for Your Emergency Fund

Regardless of the situation, an emergency fund will help you keep your family afloat! Times have been tough for most of us, especially in the face of the COVID-19 pandemic. In Kentucky, at the time of writing, the state now has a total of 7, 935 cases with a death toll of 346. The upside […]

Insurance Companies Offering Rebates to Customers

Did you get any insurance rebates yet? If you haven’t, stick around to learn how to get yours.    The coronavirus pandemic has forced many people to stay in their homes thus causing fewer car accidents in the streets of America. The lack of vehicular accidents, in turn, resulted in fewer claims and an increase […]

Unemployment Insurance Crash Course

With the influx of people filing for unemployment insurance, there’s a line of people waiting on hold. But what is unemployment insurance?   Kentucky Governor Andy Beshear and Education and Workforce Development cabinet Josh Benton both passed new guidelines on how to file unemployment insurance for people who have lost their jobs due to the […]

Kentucky Insurance News regarding COVID-19

Almost 20% of Kentucky’s workforce is affected due to the coronavirus pandemic.    Nearly 10 million people in Kentucky have filed for unemployment benefits since the announcement for filing in March. However, losing a job carries a string of worries for families not only in terms of how the family heads can provide and put […]

Kentucky’s New Unemployment Insurance Guidelines

A new guideline has been implemented due to the surge of layoffs in several industries caused by COVID-19.    Many businesses in Kentucky have closed down after Gov. Andy Beshear released an order to put a pause in in-service dining at restaurants. Other non-essential businesses such as salons and barbershops have closed down. This occurrence […]

New Kentucky Bill Would Require Insurers to Help with EpiPens

Kentucky followed suit with Illinois’ bill that requires health insurance providers to include the Epinephrine injectors in their coverage for children and teenagers.    Illinois was the first state to propose the bill that aimed to help parents save up some money from purchasing a life-saving epinephrine shot for their children. Instead of burdening the […]