Employment Practices Liability Insurance in Kentucky

Employment Practices Liability Insurance in Kentucky

From the moment that you start the pre-hiring process until the exit interview, you are vulnerable for a lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called Employment Practices Liability that protects against wrongful termination, discrimination (age, sex, race, disability, etc.) or sexual harassment suits from employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities.

According to researchers, three out of five employers will be sued by a prospective, current or former employee while they are in business. While many suits are groundless, defending against them is costly and time-consuming.  Employment Practices Liability Insurance provides protection from the following wrongful employment practices, including:

  • Harassment
  • Discrimination
  • Actual or alleged wrongful dismissal, discharge or termination
  • Employment-related misrepresentation
  • Employment-related libel, slander, humiliation, defamation or invasion of privacy
  • Wrongful failure to employ or promote

To learn more about Employment Practices Liability Insurance coverage and how London Insurance Agency & Insurance Service Center can help protect your business, contact us today at 606-864-5152 or 606-528-5151.