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Retail Jewelers Insurance
Core policies:Jewelers Block - Covers jewelry stock and related inventory and the jewelry that other people deliver or entrust to the jeweler.
Jewelers Standard - Provides coverage for jewelry businesses that have maximum property limits of $500,000.
Businessowners Policy - Provides property (other than jewelry stock) and liability coverages.
Package policies:
Jewelers Pak - Combines Jewelers Block with the Businessowners Policy to cover property and liability.
Jewelers Standard Pak - Combines the Jewelers Standard with the Businessowners Policy, providing a package of property and liability coverages.
Other policies:
Commercial Umbrella Liability - Extends liability coverages for protection against catastrophic liability situations.
Personal Jewelry Insurance - Provides broad insurance protection for individuals' jewelry.
The above descriptions are a brief summary of coverage. The language is not part of the insurance policy and is not a substitute for the actual policy language. Due to regulatory restrictions, not all policies are available in all states.
